Time Changes when u least know it.

Friday, October 30, 2009
nope not time flies. but time changes..

9 years ago, my poly friends and i.. were talking about sex and man in school.

9 years later, my poly friends and i, talks about settling up a family and future kids on msn. talk about problems with maid, and MIL..

o.O..

i hate to admit this but yeah.. we have grown old and time has changed for us!! and one by one is settling up their own family!

first is grace, then is rach, and after tt is angeline! woohoo! grats~ its the start of their new stage of life which everyday i face it with my clients together.

lol lol lol.

althou.. i have no kids NOR family to talk about but as me being in this financial planning line, thats what i talk about everyday, and thats what i hear about every other day.

The money issues with kids... the finances of settling up a family...

the woes of preparing for a wedding... and getting a flat.. etc etc.

yeah, i talk about this EVERYDAYYYY.

i hear people being happy organising the most important day of their life..

and i also hear people complaining about issues they face in their marriage..

and i also hear people getting worried with their finances becoz a new family member is coming.. etc etc.

i hear the best.. and i also hear the worst.

knowing too much.. can make one to be paranoid about whether marriage is as good as it seems.

well, divorce rates are getting higher and higher in sg.

and lets be honest..

most couple will make or break.. due to money issues. (not all..)

and its true money is the root of all evil.

and .. its really ugly if money is always the topic between a couple.

so a point to highlight..

make sure both party is financially ready before making the one big step.

its important..
posted by icy at 10/30/2009 03:02:00 AM 0 commenti

Wishlist (updated)

Thursday, October 29, 2009
okok.. i know.. my previous wishlist is a little too expensive. LOL... just in case some of you decided to buy me something.. and not give me cash.. (YES I PREFER CASH DEFINITELYYY)

1) perfumes.. like mention previously..

2) accessories. from here perhaps.
- http://www.angelicious-creations.com
- http://www.crystaldollies.com/

3) bras and Matching undies. MUAHAHAHA.. my size ah? ano, ask me!!! =X (for ladies only hor, guys u buy me this i will slap u. LOL LOL)

4) i need new specs. any contribution?

5) i need makeups.
- Mac Coverup corrector NW25
- Jill Lowe 2 way Seramind Gold

6) Bring me to mani and pedi?

7) seriously... if u ask me... i really have no idea what i wish for.

=/
and seriously... who the hell will buy me presents! LOL

i'm just praying someone would perhaps? HAHAHAHAHAHA~!!
posted by icy at 10/29/2009 01:46:00 AM 0 commenti

WAHAHAHAHAHAHAHA

i'm loving it. =DDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDD


LOVEEEEEEEEEEEEEEEEEEEEE HERRRRRRRRRRRRRRRRRRRRRRRR NEWWWWWWWWWWWWWWWWWWWWWWWWW TOYYYYYYYYYYYYYYYSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSS~!!!!!!!!!!!!!!!!!!!!!!

MUAHAHAHAHAHHAAHHAAAAAAAAAAAAAAAAAAA...
posted by icy at 10/29/2009 01:15:00 AM 0 commenti

Lesson Learnt

Wednesday, October 28, 2009
A warning to everyone out there..

NEVER EVER.. Mix your group of best friends with your bf/gf if it happens that all of them belong to the same sex.

becoz..

the next thing u know it..

you will lose all of them when something goes wrong in the r/s.

this is one of my greatest lesson learnt so far.

cheers to myself for it.
posted by icy at 10/28/2009 05:10:00 PM 0 commenti

BAH

i'm broke.

dead broke.

coz the freaking repairs will cost me $700.

fuck fuck fuck.

=(

gonna have bread and butter till 10th. left with less than $*00 in my account for the rest of the week and next.. =(

I CANT WAIT TILL 10~!!! ARGH..

oh.. and so happen 10th is my birthday.

happy happy advance birthday to me first!!!



like i say.. again and again...



i love my birthday becoz its the only day where it belongs to me and me only!!

so rejoice together with me~

give me all the attention on that day alone!

thats all i ask for!

=DDDDDDDDDDDDDDDDDDDDDDDDD
posted by icy at 10/28/2009 01:26:00 AM 0 commenti

ano..

Tuesday, October 27, 2009
i'm feeling a little heavy hearted today.

i dunno why.

i just dun feel good.

as thou.. i'm trapped within myself.

i'm feeling a little uptight inside and yet i cannot pinpoint at what exactly is my problem.

perhapss.. i'm a little stress over work..

or is it.. becoz i'm not happy with my current lifestyle that its screaming at me to change it.

or is it..... that its just one of those days where my mood isnt as great as others...

i'm tired..

tired from being strong, from being independent..

i wanna for one time.. just be a real woman.. just for a moment..

to enjoy being "taken care" of.

could i?

*shrugs*

one thing about being a woman.. is.. you get weird mood swings like this.

taken care by someone else?

that sound so far away for me.

perhaps.. i'm just so used to taking care of other people..

that i fail to realise.. that perhaps i too..

need someone by my side that could be strong for me when i feel weak.

and that.. right at this moment.. i cannot bring myself to gracefully accept help from anyone else.. except those few people in my life... that have helped me before.

i too will feel weak at times.

and its just one those days where i feel weak.

and yet.....

--

met up with grace and rach for a coffee session.

time flies my dear, i realise we know each other for coming to 10 years!!!!

(since we were 17 wor!)

yada yadaa..

both of them are getting married next year.

GRATS!!!

and.. rach actually mention..

"whenever i'm with you i dun feel that i'm old. i feel that i'm always 21!"

hahahaha~

thanks dear, coz i'm still the crazy woman u met 10 years ago. *LAUGH OUT LOUD*

yes yes, remember the pearls on my teeth..

remember the days where i will sing "ONLYYYYYYYYYYYYYYYY YOU~~~~~~~~~~~~~~~" in class.

remember the days i make u all laugh by making a fool out of myself.

but thats me!!!!

i'm crazy~ and u guys love me for doing that! MUACKZ. LOL..

and i will still do it if u all wants me too~

anytime for a good laugh. =P

reflecting back..

have i change much for the last 10 years?

except i grew older..

except i look older..

except i grew fatter.....

i'm still the same good old carol~

yeah, i didnt change much.

just mentality and priorities change.

perhaps its good that my cheerful nature still remains. =)

i seriously need to start going out more often to meet more new people.....
posted by icy at 10/27/2009 01:06:00 AM 0 commenti

yupyup

Monday, October 26, 2009
i'm open my blog again peeps.

that chapter of my life have closed, and i have began a new chapter of my life.

that one month of disappearance is to do a closure of whatever had happened.

and since now everything is more settled, i'm happy to tell all of you that..

i'm back!!!! =D

thank you for trying again and again to see if i open up my blog.

as i didnt announce my "coming back" the people i'm addressing thru here are most likely people who love reading my blog.

thank you thank you~!! MuacKZ.

my birthday is coming again!

time flies when u least know it.

i'm making quite a big adjustment by next year..

gonna change alot of things to welcome my new life which would be more meaningful then to just club and drink my life again..

stay tune! =D
posted by icy at 10/26/2009 03:00:00 PM 0 commenti

hmm

remember i used to always say cupcakedivinity is my favourite place for cakes? apparently now they are so famous.. they are always fully booked..!

so i actually surf around and found more other blogs that sells cakes online.. not necessary cupcakes

http://www.auntyyochana.blogspot.com/

http://thelittlecakebox.blogspot.com/

http://www.creamnlace.blogspot.com

http://www.cakeondelivery.com


need cheaper alt for flowers?

http://mycakesnflowers.blogspot.com/

others..

http://onlinepientarts.blogspot.com

http://www.madbaker.net/

diaper cakes?

http://babytiara.multiply.com/
posted by icy at 10/26/2009 01:46:00 AM 0 commenti

A sudden thought..

Friday, October 23, 2009
my life just flashed pass me on monday.

had another freak accident with my car.

and i'm glad that i'm alive and kicking still.

then again.. i wonder.. right now.. at home... the what if.

what if i have drove a little slower.

what if the taxi had been faster..

i would have been hit by the taxi straight on.

and what if i really get into a car accident and i accidentally die from it?

who will cry for me?

who will miss me?

who will remember me for life?

and who will mourn for me?

Who will be the one attending my funeral?

what kind of funeral i want?

should i be burned or buried?

did i leave enough money for my parents for my lost?

have i done enough to repay what they have done for me?

have i finish what i'm suppose to do in life?

it kinda of freak me out a little right now.

when the accident happen, i manage to stay calm and composed.

i'm also amaze with my emotional strength.

i'm glad i'm still alive.

=)
posted by icy at 10/23/2009 04:06:00 PM 0 commenti

Wishlist!

Sunday, October 18, 2009
yahooo~ my birthday is coming~ celebrating my birthday at intercon this year! i hope i'll be able to have a smashing birthday this year!

coz i wasnt really happy last year... i love to celebrate birthdays with all my close friends! =DDDD

alrighto, to make things easier for all of you.......................

wishlist!!

1) Chanel Chance Perfume.


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2) LOUIS VUITTON LV MONOGRAM VERNIS BELLEVUE PM BAG

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3) Gucci Envy Me Perfume. (the pink one!)

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4) LV bowling montaigne in red!

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5) Cash!! contribution to carol chin fund! haaa.

6) LV Vernis Keyholder in red!

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7) Bring me out shopping!!! MUAHAHA...

ok i cant think of any... all the things i listed.. are things i cannot bare to purchase myself.. and i dun think you guys can afford it.. soooooooooo... save the money and wish me happy birthday thats all i ask for!! =D
posted by icy at 10/18/2009 02:46:00 AM 0 commenti

Yet another Wedding

Saturday, October 17, 2009
Yes this is like the 3rd one this year, with one more coming this coming sunday.

how many weddings can i go one year man.. with age catching up..... and going weddings after weddings........






i hate to admit.... but yeah my age is catching up! and friends after friends are getting married!!!! lol.

that kinda sux for a female.

and it sux even more especially when my mom and dad gave me horror story that i'm 27 going to 28 nexxxxxxxxxxxxxt year..... how is that possible when i havent even celebrate my 26th birthday!!!! they follow lunar calender.. thats why.. =.=~

(and my maid even add on that my shelf life is only till 31............ wtf. #@$#@$#%$%^$^)

haaa~

yes. i sound like some typical woman, who kinda secretly wish to marry becoz everyone around her is getting married.

wooohooo!! this is call peer pressure!!! LOL..

then again.. am i ready?

just a couple of months ago.. i was saying i wasnt ready.

and.. seriously speaking..

financially.. I AM NOT READY !

i cant have a house

i cant have a wedding.

becoz... i have no savings!

(unless i marry a man who is rich~ and pays for everything~ woohoo~ i'm dreaming LOL)

ok, i think i'm in a wedding mode.

thou shall switch off and return back to my career mode.

career impt, career impt, career more impt!!!!

i wanna be strong, be powerful!

i wanna be a career woman~.. and i seriously wishes to be someone up there in the near future!!

+.+

As much as i wants to do everyone is doing~ i cant!

so i shall suck my thumb and just concentrate on what is best for me right now - to earn money and to earn recognition. =D

--

the wedding @ Holiday Inn Atrium~ with the bride

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The bride~ awwwww... the day where all eyes are on her. =D she's so pretty!

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the solemnisation

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Vogs - my best friend from Vogs! hee. he is my neighbour!

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Wayne - also neighbour! but he is the MC of the night. haa. was hired by the couple to do it.

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her cheongsam. =) Lovely!

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wedding wedding.. i'm gg for another tml!!!! ~ pocket big big hole ah!

--
good friend and me went for stomp and kumar show last week!

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and the show starts~ secretly took this picture. pictures are not allowed in the theater.. so saddd..

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random pics of us:

@ macs.. waiting for his fren to come for the kumar show..!

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he forcing me eat ice cream.. lol~

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in car gg to his fren place.

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as its a baby 1 year old bd.. there was alot of balloons.. and i was bored u see. and tadaaa!!! *LAUGHS*

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mUAHAHAHAHAHA~*LAUGH OUT LOUDDDDDDDDDDDDDDDDDDD*

this picture is hilarious!!!!!!!!!!!!!!!! =X

classic. =X
posted by icy at 10/17/2009 12:13:00 PM 0 commenti

i'm tired.

Wednesday, October 07, 2009
i'm a little tired from fighting.

fighting for quota, fighting for money, fighting for life, fighting for this fighting for that.

why cant i be just someone simple where i could just settled for something simple?

could i?

sigh.

i feel mentally exhausted from all this.

its the end of the year again, and its time to buck up and made my final sprint.

i still lack of $22k to QC and $42k to QCE.

will i be able to do it?

i dunno.

just when i feel the fire ytd, my client has to call me at that moment to tell me she wishes to surrender coz she bought another term plan for herself.

=.=

i didnt do a good job and i blamed myself to allowing that deal to run to another.

fucked up.

i have been slacking too much and not taking care of my client personally.

my bad.

sigh.

let me rest for the day..
posted by icy at 10/07/2009 01:47:00 PM 0 commenti

Femme Fatale

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    Carol
    10 November 1983
    Working as a Financial Adviser/ Consultant/ Planner with Prudential Since 2007.

Yearned

  • What Doesnt Kill You Makes U Stronger. Time Heals All Wounds and Out of Sight Out of Mind is what i believe in and live by everyday.


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